SBA 7(a) Loans

SBA 7(a) Loan Program

The SBA 7(a) loan is the most versatile and widely used program backed by the U.S. Small Business Administration. It is designed to help business owners secure affordable, long-term financing for a wide variety of purposes. Whether you're acquiring a business, purchasing real estate, refinancing existing debt, or expanding operations, the 7(a) program offers flexible terms and high loan-to-value financing that traditional banks often can’t match.

Market Direct Capital™ specializes in SBA 7(a) lending, working closely with borrowers to structure loans that meet program guidelines and lender requirements. With experience dating back to 2009, we have helped business owners across the country secure SBA financing that fuels growth, stability, and long-term success.

Eligible Uses of SBA 7(a) Loan Funds

The SBA 7(a) loan can be used for a wide range of business purposes, making it one of the most flexible lending tools available. Common use cases include:

Key Program Highlights

Who Qualifies for an SBA 7(a) Loan?

Most U.S.-based, for-profit businesses are eligible for an SBA 7(a) loan, as long as they meet certain size standards and demonstrate the ability to repay. Qualifying businesses typically have strong character, good credit, and a business plan that shows how the loan proceeds will be used to support operations or growth.

Startups are also eligible under the 7(a) program if the borrower has relevant industry experience and a well-documented plan, including financial projections and market analysis. Market Direct Capital™ helps entrepreneurs assess eligibility and prepare materials to support a compelling loan request.

Why Work with Market Direct Capital™?

Start Your SBA 7(a) Loan Journey Today

If you are considering an SBA 7(a) loan for your business, Market Direct Capital™ is ready to help you explore your options. Our goal is to help you build a loan request that gives you the highest potential for approval with terms that support long-term success.

Contact us today to get started or schedule a free consultation to discuss your project with an SBA lending specialist.

Request a FREE Consultation

Request a FREE Consultation

Take the first step toward securing SBA or USDA financing with a free consultation from Market Direct Capital™. Whether you're exploring loan options or ready to move forward, we'll review your goals and provide expert guidance on the best path to funding. No pressure, no obligation—just clear, helpful insight from experienced professionals.

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